We had the good fortune of connecting with Ashley Loveless Cunningham and we’ve shared our conversation below.

Hi Ashley, can you talk to us a bit about the social impact of your business?
New Credit Inc. is not just a credit repair business, we also educate our clients so that they manage their money better, maintain their new financial standing, and ultimately reach their financial goals. In America, the median Black family has $24,100 in wealth. This is just 12.7 percent of the $189,100 in wealth owned by the typical White family (per https://inequality.org/facts/racial-inequality/#racial-wealth-divide). I strongly believe that this wealth gap exists because of a lack of financial knowledge and one of my missions with New Credit Inc., is to empower as many people in my community as possible so that we can start building generational wealth.

Alright, so for those in our community who might not be familiar with your business, can you tell us more?
I was a successful Career Development Specialist at a local college in Mobile, AL. I loved preparing my students for the next phase in their lives upon completing their degrees. It wasn’t until three years in at my job that I started brainstorming on ways that I could gain my true purpose while doing what I love, “helping people “. It was at this time I began to reflect on my life and financial hardships I had experienced in the past that I said, ” if I was able to restore and regain financial freedom for me I can do it for others.” I immediately started studying the craft of credit repair. I became so consumed with credit repair and credit rebuilding that I began doing drawings on Facebook to offer my services free of charge. After getting successful results and guiding my clients to their next milestone it hit me that this baby that I had been keeping under wraps for 10 years needed to be shared with the world. I went into full marketing mode to let the world know that New Credit Inc. was here and I get results!!! It was at that point that I truly understood the difference between passion and purpose, with New Credit Inc., I am afforded to live out both. My journey with my business and with my own financial portfolio has not been easy. There are a lot of long nights and time missed with family but I wouldn’t trade it for the world. Motivating those around me to reach for those “unattainable” personal and professional goals is what helps to fuel my passion!

If you had a friend visiting you, what are some of the local spots you’d want to take them around to?
I am a homebody! I love to host guests with themed parties and a southern seafood boil. When I get out, I am at networking events like the Paparazzi Friday wine down, art galleries or dining at restaurants such as SOCU or Dauphins.

During crawfish season, you can go downtown to almost any restaurant or bar and enjoy a day party, and all you can eat seafood, so that’s also a win, win. If I am looking for live music and hookah, Flava’s is the spot for that. The possibilities are endless!

Shoutout is all about shouting out others who you feel deserve additional recognition and exposure. Who would you like to shoutout?
I have the greatest support system right under my roof. It’s a beautiful thing when your spouse reminds you how much you motivate them to be a better person and push their own business to the next level when your kids enjoy going to work with you because they value your role in your business. Many don’t see the behind-the-scenes, but let me tell you it’s not easy at all. I wear many hats daily ( credit advisor, financial advisor, counselor, friend, motivator, etc.) and still have to come home and be a wife, a mother, a comedian, a cook, and all of the above. Everyone under this roof goes to bed full and filled with love and peace.

Website: https://www.newcreditinc.org/

Facebook: https://www.facebook.com/newcreditinc

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