Meet Jerica McNair | Credit Consultant

We had the good fortune of connecting with Jerica McNair and we’ve shared our conversation below.

Hi Jerica, we’d love to hear more about how you thought about starting your own business?
The thought process behind starting my own business pretty much came to me just like any other average american today. I didn’t care about my credit until it mattered. I started my business solely on a leap of faith, literally with 0 dollars. The pandemic had just started I was a single mom working at kroger daytime and bartending at a sports bar at night. Then the worst thing happened. My mom got critically sick with Covid-19 from her job as a nurse. When she became ill i realized how BS my life actually was. I had nothing, felt nothing, and felt like nothing. When the pandemic struck schools closed so i was forced to leave work which put me in even more debt. I heard about the covid relief payments i instantly made a budget. I knew I had to plan and use this money as an emergency and that’s what it was. I used my covid payments to start a 6 figure business. In that budget i planned, priced, literally everything I would need to start on my credit business. At that time i knew a little something about finances and credit. That’s when the idea popped in my head if i can fix my credit, I could fix my family, and then i was fixing my friends. And in a matter of a few months now 2 years ago I started my own credit consulting agency. So I Jerica McNair the proud CEO would like to introduce to you Fancy Credit Repair & Solutions located here in the lovely south Atlanta Georgia. I now serve 100s of clients all over georgia.

Alright, so for those in our community who might not be familiar with your business, can you tell us more?
Here at Fancy Credit Repair & Solutions we are Board Certified with 4+ years of credit experience to give you the best financial and credit advice and/or service possible. We work directly & vigorously with all credit bureaus. We also use a personalized software specifically designed to fit each client’s personal credit goals/needs 24/7. We value FCRA guidelines and have hard working credit attorneys on hand. Our Clients love it here and all of our 5 star reviews show exactly that. We treat our clients like family please feel free to visit any of our social media to see our reviews! I am most proud of the brand & consistency that I built alone. I never would’ve believed that my business would be this close to 6 figures in just 2 years. I feel like I have gotten this far in my business by always learning. You can never stop learning and always take time to perfect your craft. Credit is a constant learning game you can never know enough honestly. I had to learn to invest in myself and my business if I wanted to see success. It literally takes money to make money. Period! There is no such thing as running a business alone you should always invest in a mentor/coach or something of that nature this is a part of growth. Like I mentioned earlier, you can never stop learning you need these people to help you learn the things you do not know they will nurture you and your business to be as successful as you manifest it to be. And the last thing that I had to accept was that nothing is easy. Anything that is easy is not worth having. So on those days when you feel defeated, done, or just not productive. JUST DON”T QUIT! It was not easy for me at all to be where I am today in my business. It has been countless times when I have wanted to throw it all in and be done. My mama always told me God only gives his biggest battles to his strongest soldiers. Luckily I am a child of an almighty God, and I have an unmatched support system that supports me in everything that I do. So calling it quits was never an option. There will be dark days but just know that the sun shines on the other side you just got to push through it! I have dealt with negative people, people who even told me I couldn’t start my own business. Well news flash I came, I saw, and I am conquering the credit industry. The only thing I want the world to know about my brand is that, I am my brand. My brand is 100% me, I am my company! Everything about Fancy Credit Repair & Solutions Is 100% authentic! From the work I put in, my customer service, my work ethic, my clients, my reviews, my results, the way I treat my clients, the way my clients treat me. You name it. Literally every part of my brand is 100% me and I wouldn’t change that for the world. I love the fact that I can be myself because I put myself in a position where I don’t have to fake anything. What you see is what you get with us, I’m blessed to be able to run a company like this one, especially during these desperate times people want to feel like family instead of just a consumer all the time.

Let’s say your best friend was visiting the area and you wanted to show them the best time ever. Where would you take them? Give us a little itinerary – say it was a week long trip, where would you eat, drink, visit, hang out, etc.
First We would have brunch at Atlanta Breakfast Club it is amazing. Of course every day you need a mall run or just some good shopping. So We would need a quick stroll through Ponce City Market followed by a trip to Perimeter mall where we could do some shopping, and grab a quick lunch at Breakers Korean BBQ followed by a trip to The Painted Pin to finish the night. The next day after having Breakfast At Barneys and they have the best chicken & waffles by the way, we would visit The Four Seasons Hotel Atlanta for an luxurious day spa experience (IT’S SO AMAZING), then we will take a visit to The Melting Pot Downtown for dinner. We would then finish out our night on the town At Suite Lounge for drinks. The next morning we would make breakfast and mimosas at home. Go for a jog around Piedmont Park and have a girls picnic with tons of wine and selfies! We would rent bikes and ride through the city before stopping at Goodfellas for a slice of pizza. Followed by a trip to the Georgia Aquarium just in time To head back home to get dressed for dinner at The Capital Grille for a great time and some great food. The next morning we will grab breakfast at Gocha’s Breakfast Bar the mimosas are just amazing. Go visit The Selfie Museum followed by a trip to the Trap Museum for some selfies and content. To wrap the day up with a movie at Ipic theater where we can enjoy dinner, drinks, and a movie. On the last day we would grab breakfast at the famous Waffle House and head to little five points for a stroll and some shopping before heading to the airport.

The Shoutout series is all about recognizing that our success and where we are in life is at least somewhat thanks to the efforts, support, mentorship, love and encouragement of others. So is there someone that you want to dedicate your shoutout to?
Of course GOD who is the leader of my life. My son who is the reason behind my hustle. My mom who gave me this strenth and knowledge to always strive to be the best at what i do. My sister and brothers for always being my support system when I had no one. My granny pat for being my first client. Thank you 4H for making me this AWESOME, CARING PERSON. To my uncle Eric thank you for always making me think outside the box. And to the FEED THE STREETZ foundation thank you for believing in me when I was at my worst, for giving me the opportunity to help others the way you have helped me. To Bushay Carruthers thank you for allowing me a job when I had nothing, thankyou for giving me & my child a home when I was one step from being homeless and thank you for trying to teach me the importance of credit. To my Friends & Family thank you for all the support I would be nothing without yall.. And to all of my clients you all mean the world to me thank you for choosing me to be your family.

Website: www.fancycreditrepair.com

Instagram: https://www.instagram.com/fancymycredit

Facebook: https://www.facebook.com/Fancymycredit

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Fancy Credit Repair & Solutions